Fix and Flip Loans

Fix & Flip

Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we make it easier to capitalize on time-sensitive opportunities and maximize your profits. Complete the form below to get started.

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UP TO
9.75%
RATES FROM*
90%
LTV
10-14
DAY CLOSE
12–24
I/O OPTION
$100k up to $5M

Step 1: Submit Your Deal

Fix & Flip

Benefits

Why Choose Our Fix and Flip Loans?

Our Fix and Flip loans are designed for real estate investors focused on short-term property renovations and resales. With funding available for up to 100% of rehab costs, our loans provide the flexibility and support you need to act quickly and manage project expenses efficiently. Whether you’re acquiring, rehabbing, or reselling, our streamlined process ensures you get fast access to the capital you need to stay ahead in competitive markets.

Fix & Flip Calculator

Calculate total project cost, financing, LTV, potential profit, and ROI.

Qualify Easly!

Are We a Good Fit?

Our Fix and Flip loans are crafted to provide flexible, reliable financing for investors focused on short-term renovations and resales. To qualify, you’ll need:

Experience

At least 5+ completed properties.

Credit Score

Minimum of 720

Liquidity/Reserves

No Reserves

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Property Type

SFR, Condo, Townhome, 1–4 Units

Loan-to-Cost (LTC)

Financing available for up to 93% of rehab costs.

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Fix and Flip Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Fix & Flip
Experience Required:
5+ Completed Properties
Minimum Credit Score:
720
Liquidity:
10% Down
Reserves:
No Reserves
Prepayment Penalty:
None
Closing Timeline:
10 to 14 Days
Draw Schedule:
24–48 Hours
Rate:
9.75%
Loan-to-Value LTV:
90%
Loan-to-Cost (LTC):
93%
Loan Term:
12-24 Months Interest Only
Asset Types:
SFR, Condo, Townhome, 1–4 Units
Loan Amount Min:
$100k
Loan Amount Max:
$5M
Product Specifics:
Non-Owner-Occupied, Up To 100% Construction Costs
Number of Units:
1 to 4 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Who We Are

Daniel Samandarov

Mr. Samandarov began his career at a real estate family office, where he spearheaded acquisitions and managed deal flow. By 2016, he founded his own real estate development firm, successfully overseeing the development of more than 100 properties with construction budget management exceeding $100 million. Throughout his career, Mr. Samandarov has facilitated over $500 million in real estate debt and equity transactions, demonstrating a proven ability to structure and execute complex investment strategies.

Who We Are

Zachary Samandarov

Mr. Samandarov co-founded Blue Gate Capital after earning his Bachelor’s degree in Finance from Boston University and a Master’s in Real Estate Finance from New York University. He leads the organization with a strong foundation in financial and real estate analysis, applying his expertise to strategic decision-making and portfolio management. Mr.Samandarov also plays a key role in overseeing the firm’s credit and operations teams, ensuring disciplined execution and sustainable growth.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000
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