BLUE GATE CAPITAL

Wholesale Mortgage
Lending Program
Unlock faster closings, greater confidence, and tailored solutions with Elevate Mortgage. Our wholesale mortgage lending program is built for top-performing brokers managing active scenarios. We work as your dedicated capital partner to help you close deals efficiently while focusing on strengthening client relationships.

How To Join
Blue Gat Capital

01

Apply Online

Complete our quick application to get started.

02

Speak with Our Team

Connect with our lending experts to discuss your goals and explore our programs.

03

Review Loan Programs

Gain insights into our wide product range, including DSCR, Fix & Flip, Ground Up Construction, Long-Term Rental, and more.

04

Package Deals

Let us handle the complexities while you focus on your clients. We package and process deals seamlessly.

05

Close Confidently

Rely on our streamlined processes to close deals quickly, with clear communication every step of the way.

Step 1: Submit Your Deal

Lending Products at a Glance

Product
Purpose
Key Features
DSCR Loans
For real estate investors qualifying via rental income
No DTI requirement, LTV up to 80%, flexible terms
Fix & Flip Loans
Short-term renovation projects
Fast closings, up to 90% LTC, competitive interest rates
Bridge Loans
Interim financing between properties
Up to 85% LTV, quick approval, flexible repayment options
Ground-Up Construction
Financing for new construction projects
Up to 85% LTC, simplified draw schedules, competitive rates
Long-Term Rental Loans
For stabilized rental properties
Fixed rates, no seasoning required, low rates
Multi-Family Loans (2-4 Units)
Expand rental portfolios
Up to 80% LTV, tailored for smaller multi-family properties
Investor Refinance Loans
Refinance existing properties
Cash-out up to 80% LTV, reduced rates, fast approvals
Commercial 1-20 Units
Purchase or refinance true commercial properties
Mixed Use 1-20 units, 80%+ occupied, low DSCR

Why Brokers Choose Us?

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

Who We Are

Daniel Samandarov

Mr. Samandarov began his career at a real estate family office, where he spearheaded acquisitions and managed deal flow. By 2016, he founded his own real estate development firm, successfully overseeing the development of more than 100 properties with construction budget management exceeding $100 million. Throughout his career, Mr. Samandarov has facilitated over $500 million in real estate debt and equity transactions, demonstrating a proven ability to structure and execute complex investment strategies.

Who We Are

Zachary Samandarov

Mr. Samandarov co-founded Blue Gate Capital after earning his Bachelor’s degree in Finance from Boston University and a Master’s in Real Estate Finance from New York University. He leads the organization with a strong foundation in financial and real estate analysis, applying his expertise to strategic decision-making and portfolio management. Mr.Samandarov also plays a key role in overseeing the firm’s credit and operations teams, ensuring disciplined execution and sustainable growth.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000
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David Wilson
Sales Director
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Sarah Brown
HR Manager
"The service we received was exceptional. The team was attentive, knowledgeable, and always willing to go the extra mile. They helped us navigate through complex challenges and provided us with the tools we needed to succeed."
Chris Lee
Finance Director
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Jessica Taylor
Product Manager
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Business Analyst
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Laura Wilson
Director of Communications